Description: Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, & bank accounts for quick money transfers online. BHIM is developed by the National Payment Corporation of India (NPCI) as a part of the Digital India initiative. BHIM is made in India and dedicated to the service of the nation.
What can I do with BHIM?
BHIM works on Unified Payments Interface (UPI), which is a revolutionary payments platform. The features of BHIM are as follows:-
• Access all bank accounts in one app • Pay to friends & relatives using their mobile number. (Provided they are on BHIM/UPI) • Pay to any user using any UPI application. • Shop online and checkout using “Pay by UPI/BHIM” for a quick and seamless experience. • Request money from any UPI user. • Scan a QR and pay on the fly. • Check account balance and pay via Aadhaar number.
How does it work?
Register your bank account with BHIM, & set a UPI PIN for the bank account. Your mobile number is your Payment Address, & you can simply start transacting. Yes! It is that simple.
How to Transfer Money Online?
Make Cashless Payments or receive money from friends, family and customers through a mobile number or payment address. Instant Money Transfer can also be made to an unregistered user using Mobile number, Account number +IFSC and Aadhaar Number. You can also collect money by sending a request and reverse payments instantly if required.
Check Balance: You can check your bank balance and transactions details on the go.
Custom Payment Address: You can create a custom digital payment address in addition to your phone number.
QR Code: Now scan QR codes without logging into the app. Merchants can easily print their QR Code for display.
Block/ Spam: You can Block/Spam users who are sending you collect requests from illicit sources.
Pay using Aadhaar: Make seamless transactions using Aadhaar number.
Before you register on the app, please ensure the following: • You have a valid Debit Card for your account • You have linked your Mobile Number with your Account • Your registered mobile no. is present in the same device as the BHIM app • You have registered your account for Internet/Mobile Banking
Visit our website https://www.npci.org.in/bhim-live-members to find out if your bank is live on BHIM
More about BHIM:-
• 13 languages supported on BHIM (Assamese, Bengali, English, Gujarati, Hindi, Kannada, Malayalam, Marathi, Punjabi, Tamil, Telugu, Odia and Urdu.) • Transaction limit is Rs 20,000 per transaction and Rs. 40,000 per day (for 1 bank account) • BHIM app is compatible with Android 4.2.2 & iOS 8.1 and above. (Works best on Android 6.1 & above) • Terms & Conditions:- https://www.bhimupi.org.in/terms-conditions • All State bank accounts (SBH, SBBJ, SBP, and SBT) are merged with SBI. If you have an account with any of them, please select SBI as your bank • For more information, visit https://www.bhimupi.org.in/
A Small update for your seamless payment experience
Enhanced QR Scanning Improved Performance New Banks Added